What Is the American Express Black Card
The American Express Black Card, commonly known as the Centurion Card, is an ultra-premium charge card. It is invitation-only and marketed toward high-net-worth individuals. The card offers exclusive travel, concierge, and lifestyle benefits.
American Express Black Card Income Requirements
While American Express does not publish a fixed income threshold, reports suggest the card is intended for those with very high earnings. Many sources indicate that applicants typically have annual incomes well above six figures. Strong spending history and existing Amex relationships also play a major role.
How to Qualify for the Centurion Card
There is no public application process for the American Express Black Card. Eligibility is determined through an internal review based on spending patterns, payment history, and overall financial profile. For general information on premium card eligibility, you can visit the official American Express Centurion Card page.
