What Is the Amex Black Card
The Amex Black Card usually refers to the Centurion Card, an invitation-only charge card offered by American Express. It is designed for high spenders and is not available through a standard application.
How Rewards Work
The Centurion Card does not advertise a fixed points or miles earning rate. Instead, it provides a dedicated concierge service, travel credits, and access to exclusive events. Card benefits are handled on a case-by-case basis by American Express.
Eligibility and Qualification
Qualification is invitation-only, based on spending history and account standing with American Express. There is no public application process or published minimum income requirement. For general Amex card offers, see American Express credit cards.
