How Hurricanes Damage the Florida Keys
The Florida Keys are exposed to storm surge, high winds, and flooding. Strong winds can peel off roofs and destroy screens, while storm surge pushes saltwater into homes and streets. According to NOAA, storm surge is often the greatest threat to life and property during a hurricane.
Common Financial Impacts
Damage can include destroyed roofs, ruined personal property, and flooded vehicles. Many homeowners rely on insurance, but flood damage is often excluded from standard policies. Federal disaster declarations can unlock FEMA assistance and low-interest loans through the Small Business Administration.
Recovery and Preparedness
Recovery typically involves debris removal, temporary repairs, and insurance claims. Residents can prepare by securing property, documenting belongings, and reviewing coverage. For current alerts and recovery programs, visit FEMA Disaster Assistance.
