Median US Net Worth in 2018
In 2018, the median net worth of US households was about $121,700, according to the Federal Reserve's Survey of Consumer Finances. This figure represents the middle value when all households are ranked by total assets minus total debts.
What Net Worth Includes
Net worth is calculated by subtracting liabilities, such as mortgages and loans, from assets, including home equity, retirement accounts, and savings. It provides a snapshot of a household's overall financial position rather than just income.
Why the 2018 Figure Matters
The 2018 data point is widely used as a benchmark for comparing household wealth over time and across demographic groups. It helps analysts understand wealth distribution and the financial health of typical American families.
For the full dataset and methodology, see the Federal Reserve's Survey of Consumer Finances at https://www.federalreserve.gov/econres/scf.htm.
